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Author: Jason Tweedy

Your Legal Rights Regarding Work Accident Claims or Industrial Injury

Today we wanted to look at how the law differs in the UK and United States regarding work accident claims.

How it Works in the United States

Despite statutory operating safeguards work accidents happen again and again. Then it’s good to know what obligations have employers and employees. You can also read more here about what accident claims law in the UK involves.

When it comes to an accident at work or work accident claimd, the provisions of the Social Code (SGB) Laying seventh part fixed. According to SGB VII there is an accident at work when an insured employee suffers an accident because of an activity that is in direct connection with his work. The consequences which the law says can be:

  • physical health,
  • mental health,
  • Damage to an auxiliary,
  • Loss of an auxiliary or
  • Death.

Work Accident Claims Will Be Insured

An accident is an insured accident, which occurred on a direct path to the workplace or on direct route from the workplace home.

Not to be confused with an accident at work is the occupational disease in § 9 SGB VII. This arises from the nature of the accident at work, which the law defines as “time-limited externally acting on the body events”.

Accidents at work must not be self-inflicted by the employee, the SGB is purely from the activity performed, by which the individual damage.

When there is an accident at work?

Uses of workers despite the mandatory safety training by the employer in accordance with 15 Labour Protection Act (ArbSchG) no protective clothing and thereby incurs a loss in the above-mentioned type, it is not by an accident at work. The same applies to private activities during the actual working time.

Example: When it is not by an accident at work

  1. During the lunch break a person goes once around the office building and is injured by a falling tree branch.
  2. A person is drinking alcohol during their working hours and injured.

If an accident at work in front clearly, so are the legal requirements are met, the insurance carrier (accident insurance) must grant the employee he is entitled to benefits. These may be costs for treatment or rehabilitation or pension payments.

What workers need to do in a work accident?

Shortly after the work accident occurred, workers should be examined and treated by a passage physician. As a rule, these are trauma or orthopedic surgeons. As a rule, companies keep a list with corresponding through physicians.

Experts of the German Social Accident Insurance (DGUV) advise every little or seemingly insignificant accident at work, for example, to report the famous cut finger, the employer. Background: caused by the initial injury a worse secondary damage and the employee can no longer characterized work properly or even made void under certain circumstances the insurance coverage.

What employers need to do in a work accident?

If there is an accident at work, the employer must in accordance with § 193 SGB VII show the accident insurance carrier this incident immediately. This applies when the insured employee is so injured that he is unable to work more than three days. For the message of the employer three days. In serious cases, ie when serious injury or even death, should be reported immediately.

The experts of the DGUV advised to enter every little accident in the accident book. In association book is noted that when a worker health damage occurred (detection function for the insurer). The following information should be provided:

  • Place and time of the accident,
  • Name of the injured,
  • Type of injury,
  • The time of treatment,
  • conducted first aid measures
  • Name of the first aider and
  • Name of witness.

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Need a Personal Injury Solicitor in Croydon?

Personal Injury Solicitors of London have a vast amount of experience in helping people who have been involved in accidents secure maximum compensation for their injuries. No matter what kind of accident you have been a victim of, we can help.

If you live or work in the Croydon area, we could help you claim the compensation that you deserve for your injury. We serve clients in all areas of London, including Croydon, Sutton, Bromley, Mitcham, Epsom and Caterham and serve as no win no fee solicitors for the London area.

You can find out how much your claim could be worth by getting in touch with our friendly team today.

Our Claims Expertise

The key to recovering the maximum level of compensation available to you is to instruct a team who are highly experienced in dealing with personal injury claims. At Personal Injury Solicitors London, we have many years’ expertise to help fight your claim and get you the compensation that you deserve for your injuries.

We have been trusted to fight a wide variety of accident claims and our expertise includes:

  • Road traffic accident claims, such as car crash claims
  • Accidents that occur on the bus, tube or train
  • Accidents to pedestrians
  • Accidents at work
  • Factory, building site and construction site injuries
  • Sips, trips and falls in public places such as pavements, schools and shops
  • Uninsured drive claims and hit and run accidents
  • Whiplash claims
  • Sport injuries, such as football and rugby
  • Office accidents and injuries, such as Repetitive Strain Injury (RSI)
  • Gym accidents
  • Industrial diseases and industrial injuries, such as industrial deafness and Vibration White Finger
  • Motorbike and motorcycle injuries
  • Food poisoning claims and accidents abroad
  • London cycling claims

Making a Claim with Us

The first step is to contact our expert accident claims team. Our helpline is manned 24 hours a day, 7 days a week, so we are always on hand to give you the support and assistance that you need if you live or work in London.

You can call us on our Freephone number or send us a message through our online enquiry form and we will be in touch with you soon so we connect you up with a solicitor from our expert personal injury lawyer panel.

Our team will then ask you a couple of questions about your accident and the injuries you received, such as the dates of the accident, the medical attention you sought, the medical treatment you received and the severity of your injuries.

Once we have found out more about your accident, we will be able to assess your case and let you know if you can make a claim. We could also let you know how much compensation you may be entitled to.

No Win No Fee

Our team make claiming for your accident as simple and straightforward as we can so contact us today to find out how to make the first steps towards claiming the compensation that you deserve for your accident.

330 High Holburn, London, WC1V 7QT
Phone: 020 3811 5808


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How Work Accident Compensation & Mortgage Protection Insurance Work Together

If you have been involved in an accident that has led to you having to take time off work, then you might be struggling to afford your mortgage. It’s a worrying time, but thankfully there are some things that you can do with specialist legal and insurance support.

Your personal injury solicitor can advise on what legal routes to take with regards to getting compensation for time off work which could help, but there’s also another aspect that is often overlooked – payment protection insurance.

Payment protection insurance is also known as short term income protection and can gives people the peace of mind in knowing their mortgage will be covered in the event of not being able to work.

These policies are very useful if you are concerned you won’t be able to cope financially should you not be able to work due to ill health or lose your job due to redundancy.

By combining compensation after a work accident with mortgage protection insurance, you can safeguard against not being able to pay for your mortgage should you be unable to work and earn income.

What is Mortgage Protection Insurance

The excellent Money Saving Expert website by Martin Lewis has a great overview on what to consider with mortgage payment protection insurances.

“Many homeowners’ worst fear is missed mortgage payments, and ultimately repossession, which is why mortgage payment protection insurance can be an effective product. Yet many people pay massively over the odds. This guide explains the basics of MPPI, asks whether you need cover and outlines some of the cheapest policies on the market.”

You can read their guide on the MoneySavingExpert.com website.

Most mortgage protection policies tend to be limited to time. That means that they will only pay you for a set period of time.

So, it’s important to do your research into the type of mortgage payment protection insurance policy you take out.

Read the Money Saving Expert guide linked above for a really good introduction.

There is also another guide which gives a really in-depth overview of what this insurance entails.

Why Mortgage Protection is Important

You might be able to get support from the government if you are unable to keep up your mortgage repayments. You might also win a settlement of compensation with your personal injury solicitor.

But this might not always be the case, and it might not be enough to help you pay your mortgage monthly payments on time or in full.

Should You Get Cover?

Could you afford your mortgage repayments if you were ill, injured, lost your job, and were unable to work with no regular income coming in?

If you answer yes to those questions, mortgage protection insurance might be suitable.

Be aware though, most insurance policies like this only tend to offer coverage for 12 months.

If your injury means you can’t work in excess of that, you will have to fall back on savings.

Some companies will give high redundancy pay-outs if you have been with them for a long period of time. You might also qualify for sick pay.

In cases like that, you might feel this type of insurance is unnecessary.

It all boils down to personal choice.

How Does Mortgage Protection Insurance Work?

Most policies will start to pay-out between 1 and 2 months after the point you were unable to work and earn money.

The better insurance policies out there will offer something called a “back to day one” term, which means they will then back date your insurance payments to the point at which the injury occurred and you were out of work.

The majority of insurers have annual terms on their policies, meaning you will only be covered financially for 12 months. You can also get shorter term 3-month policies, but no matter which time length you opt for, the maximum monthly pay-outs will be capped between £1,500 and £2,000.

If you do decide to take our mortgage protection, think very carefully and plan contingencies in place to help you when the coverage won’t be enough, or ends.

And lastly, most of these policies have a timeframe you have to complete after taking it out before you can claim for unemployment.

For example, you can’t take the insurance out and then the next day say you are no longer working and demand insurance pay-outs.

With work injuries, it’s not the case though and you will be covered straight from day one.

Changing Your Mortgage to a Cheaper Rate

Another aspect you could consider is changing your mortgage provider. Many people don’t realise that the rates they are tied into on their mortgage don’t have to be forever.

By swapping to a different mortgage lender, you could get a cheaper rate, making your mortgage repayments more affordable whilst you are unable to work.

The best route to explore this option would be to talk with a mortgage broker who is independent and free to explore the whole market.

They will then help you find a cheaper rate and a different lender to switch to. There’s advice on how to change your mortgage on this website.

There a plenty of websites on the Internet which let you find good independent mortgage brokers, so shop around and possibly ask your friends.

How a Personal Injury Solicitor Can Help

Whilst they can’t offer you mortgage protection insurance, what they can do is provide support after you have had a work accident and are unable to work.

Personal injury solicitors work on a no win no fee basis and will seek compensation to help you pay for a range of aspects.

This can include:

  • Medical bills
  • Travel costs
  • Loss of earnings
  • Future loss of earnings

If you have been injured in an accident at work, and don’t have mortgage protection insurance in place, personal injury compensation could be invaluable to you.

To talk to us about a claim and to be put in touch with one of our expert personal injury solicitors call us today or complete the contact form you see on the website.

You will spend a few minutes talking to one of our specialist staff, who can then advise you if you might have a claim. They can then connect you up with one of our experienced lawyers from our national panel.


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Law Suits Relating to Botox Treatments & Injections – Safety Advice

In 1989, Botox was approved for medical and therapeutic use.  Whilst this treatment has become very wide spread in the UK, and is generally considered to be safe, there have been occasions where those women (and men) being treated have been adversely affected, and as such have looked to the legal profession for advice and help with what to do.

For example, in 2002, a case was brought against the Allergan company by a female patient who reported migraines, fatigue, neck pain, and trouble breathing and swallowing for nearly half a year after receiving Botox injections. She didn’t win the case, but the company did accept that the warning insert that came with the product stated that Botox had unknown risk when used for anti-wrinkle treatment when does of more than 20 uses were administered.

There had been some clinical studies that found there was a potential link to migraines and flu-like symptoms, which perhaps should have been heeded properly, and given proper consideration on labelling and those practitioners administering the procedures.

Fast forward to 2006, and there were 4 cases of people developing botulism after receiving Botox injections, but this was where the cosmetic clinic administering the injections had been found to be unlicensed and not approved to offer treatments such as these.

NHS Advice

If you are thinking about using Botox injections, then be absolutely sure about the reasons why you might want to use this type of non-surgical treatment. It can be expensive and will have limitations in how well it works.

In the UK, injections will cost between £150 and £400 for a session but will depend on how much is used. There is no guarantees that it will work, for example, it will not help with sagging eye lids or eye bags.

Take your time to find a reputable practitioner and one who is properly qualified and practises in a clean, safe and appropriate environment. Ask the practitioner what you should do if something were to go wrong.

Botulinum toxin is a prescription-only medicine that should only be prescribed and given by an appropriately trained healthcare professional, such as a doctor, dentist, pharmacist prescriber, or nurse prescriber.

For the NHS advice in full, please click here.

Our Advice

If you are considering having Botox injections, then do your background research and always ensure that the cosmetic clinic you are thinking about using are approved and have a track record of administering these types of treatments.

If you do feel that you have developed problems after receiving Botox injections and would like to talk to us about how we can help with cosmetic clinic injury claims, then please contact us. You can also read about how we work with these types of claims too by visiting our homepage and completing the claim form or calling us on our London number.


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Car Accident Solicitors for London – Expert Legal Advice

Car accidents and road traffic accidents are amongst the most common causes of injury in the United Kingdom, and London has a high proportion due to the large population and level of car ownership.

If you or a family member has been involved in a car accident, then the ramifications can range from bumps and scratches, to more serious injuries, and in some cases fatalities. In all cases, it pays to use the services of a specialist car accident solicitor who can help you and your family get the justice that you deserve.

Call our Car Accident Solicitors London NowWe are car accident solicitors for London and help thousands of people around the UK each year get high compensation awards and payments for their financial losses and injuries.

If you or someone you know has been involved in a car crash, and it wasn’t your fault, then there’s every chance that our London car accident solicitors could help you to make a successful claim. With years of experience plus a friendly approach to our clients, we should be your number one choice in the London area.

How Our Car Accident Solicitors in London Can Help You

We can help you to recover financial damages to help pay for medical bills, future medical care and rehabilitation, financial losses, and repairs to your vehicle or a replacement car.

Please don’t accept the first offer that an insurance company offers you, as in many cases, it could be possible to get a lot more. That’s where our car accident solicitors can help you, as with have done for many people already this year.

Our car accident solicitors in London have helped drivers and pedestrians who have been the victim in a road accident due to many different reasons. It could relate to negligent driving by a third party, drunken drivers, drivers under the influence of drugs, speeding motorists, or just a general lack of care and concentration.

What Type of Compensation Can You Claim for a Car Crash?

Compensation awards don’t just get paid out for physical injury after a car crash. There will also be financial consequences that need taking care of too. You might need to take time off of work, spend time in hospital, or have to spend money on extensive repairs to your vehicle. Our solicitors and lawyers can help in many different ways with compensation after a road accident.

If you would like to know more about how we can help you and what our road traffic accident solicitors can do to ensure you don’t get short-changed, then please call our 24 hours a day helpline now. We will conduct a short telephone interview with you which is completely free of charge and you are under no obligation to use our services.

All of our car accident solicitors work on a no win no fee* agreement and are available today. If you would like to get started and you live or work in London then please call us straight away.

For more information on our services we also recommend reading the following pages on our website which go into a little bit more detail on the different car accident claims we can help and support you with.


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New Claims Types Now Available for Legal Support in London

Despite the lead up to Christmas and New Year, our website and social media team have been extremely busy making sure that the website is 100% up to date and ready for any personal injury claims that might occur over the festive period and in 2016.

Today we added a lot more content to our website, designed to help those that live and work in London get the legal representation that they deserve after an accident.

For example, today we added a new page about arm injury compensation claims in London which goes into some detail about what you should do in the event of an injury.

We also put together a superb informational page regarding broken foot injury claims. Take a look at that if you have hurt one or both of your feet and would like to know how much compensation you could be due with the help of our specialist legal team.

Over the coming days we will be adding even more content to the website from our in-house legal team of solicitors and lawyers, and will update this blog post with more as we go.

If you would like to get started in making a claim please call us today to find out how the no win no fee* process can help you to get justice this year and into the next.


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We’ve Been Very Busy and Can Now Help Even More

It’s been a while since we updated the blog, but there’s actually a very good reason for that.  We’ve been busy finding new personal injury lawyers to work with us who can now offer support on a more varied and wide range of claims.

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Have a Great New Year and Fantastic 2015

We would like to wish all of our clients and prospective new clients a happy new year and a prosperous and safe 2015.  At this time of year it’s a great time to think about the year past and what lies ahead. Personally we’ve had a fantastic 2014 with many new clients helped in making accident claims in London, and appointing them with a London personal injury lawyer.

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Happy Christmas from the London No Win No Fee Team

It’s that time of year again when families and friends get together to celebrate Christmas, and then not long afterwards we’ve got the New Year to celebrate too.  Of course, it should be a time to really enjoy yourselves, but unfortunately it’s a time of year when accidents are more common places – which is why our no win no fee* team are always on hand to help you out should you need the assistance of a personal injury lawyer in London.

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Happy New Year from the London Personal Injury Solicitors Team

Happy new year to all of our clients as well as those clients that we hope to be dealing with in 2014.  2013 has been a very busy year for us, with the setting up of this website in order to compete within the personal injury niche in the city of London.  Whilst the website is still a little way of completion, we hope that you can continue to support us as you have done already with any sharing of our content on the social media channels that you might have.

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Start Your Personal Injury Claim Today

Contact Our Panel Of Personal Injury Accident Claim Managers Now

Start Your Personal Injury Claim Today

Contact Our Panel Of Personal Injury Accident Claim Managers Now